Behind On Your House Payments?
We help home owners examine their options before it's too late.
What is an SFR®?
Short Sale Foreclosure Resource
An SFR® is a real estate agent who can help home owners behind on their payments examine their options.
Depending on how behind the payments are the options could be a loan modification, short sale or a quick cash sale.
Buy Yourself Time
Having an SFR® Certified Agent in your corner changes the dynamic with your lender. The right representation can open doors and timelines that seem closed.
Loan Modification
An SFR® can help you talk with the lender and find out if you qualify for a loan modification or in some cases a forebearance.
Short Sale
If you owe more than the home is worth, a short sale -- negotiated correctly -- protects your credit profile far better than letting the foreclosure proceed.
Quick Cash Sale
If you're on a tight timeline and need to sell before the foreclosure process is finalized you can sell quickly to a cash buyer.
Hi, I'm Rhianon Cote,
Your Local SFR®
When life puts your home - or your family's future - on the line, you need more than a real estate agent. You need a specialist who has been trained for exactly this moment. I bring real world expertise, complete confidentiality, and real options to your situation.
Texas Moves Faster Thank You Think
Texas is a non-judicial foreclosure state. That means lenders can initiate and complete foreclosure without going through the court system -- often in as little as 41 days from the Notice of Sale. If you have received any formal notice from your lender, the window to act may already be closing.
The difference between a foreclosure on your record and a clean sale often comes down to
one thing: acting before it's too late - and having the right specialist in your corner when you do.
Rhianon Cote understands the Texas foreclosure timeline intamately. She knows what's possible at each stage, what lenders respond to, and exactly how to move with the urgency your situation demands -while protecting as much of your equity as possible.
